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When I realized I’d be working forever if I kept my savings in cash, I taught myself how to invest for retirement — and it’s paid off in spades

Kali Roberge headshotCourtesy Kali Roberge

 

My parents taught me great savings skills growing up, and I didn’t take on any debt until I bought my first home at age 30.
But I realized I didn’t learn about investing from them, because they never really had to invest. 
So I set out to learn, blogging about my experience along the way, and settled on a passive investment strategy and a Roth IRA to start.
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I was lucky to grow up with parents who constantly talked about the importance of saving money. Their advice helped me get started on the right financial foot as an adult.

They instilled in me the belief that I should never spend money I didn’t have, something I took so seriously that I managed to live debt-free until the age of 30 (when I took out a mortgage to buy a house).See the rest of the story at Business Insider

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Why your bank is holding your check, and what you can do about itAs a financial planner, I wish more people had disability insurance and understood 4 things about itThe average bank interest rates for savings accounts, CDs, money market accounts, and loans

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