HSBC; Alyssa Powell/Business Insider
The HSBC Direct Savings Account is an online-only account known for its competitive APY and low costs.
HSBC Direct provides 24/7 live chat on its website and mobile app, or you can call customer support seven days a week, from 7:00 a.m. to midnight ET.
HSBC Direct doesn’t charge monthly service or excess transaction fees, and it only requires $1 for an opening deposit.
Its mobile app is poorly reviewed, so if you plan to bank with your phone regularly, you may want to open a savings account with another institution.
See Business Insider’s picks for the best high-yield savings accounts »
HSBC Direct is the online alternative to HSBC brick-and-mortar locations. Its online-only savings account touts a respectable APY and 24/7 live chat with customer service agents.
The HSBC Direct Savings Account only requires $1 to get started, and it doesn’t charge monthly service fees. You also won’t pay a fee if you surpass the federal limit of six transactions per month.See the rest of the story at Business Insider
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